Terms and Conditions

September 4, 2025

Introduction

These Terms and Conditions govern your use of the nexarolthio website and services. By accessing our website or using our services, you agree to be bound by these terms.

If you do not agree with any part of these terms, please do not use our website or services

Definitions

For the purposes of these Terms and Conditions, the following definitions apply

  • Service: Financial planning consultation services provided by nexarolthio, including website content and customer support
  • User/You: Any individual or entity that accesses or uses our website and services
  • Content: All text, images, graphics, software, and other materials available on our website
  • Agreement: These Terms and Conditions, along with our Privacy Policy and any additional terms for specific services

Use of Service

Your use of our service is subject to the following terms and restrictions.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services

Account Responsibilities

  • Provide accurate and complete information when requested
  • Maintain the confidentiality of any account credentials
  • Notify us immediately of any unauthorised use of your account

Prohibited Uses

You agree not to use our service for any of the following prohibited activities

  • Violating any applicable laws or regulations
  • Transmitting harmful, threatening, or offensive content
  • Attempting to gain unauthorised access to our systems
  • Interfering with the proper functioning of our website
  • Using our service for commercial purposes without written permission

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by nexarolthio or our licensors and protected by intellectual property laws.

You may not copy, distribute, modify, or create derivative works from our content without express written permission

User-Generated Content

Any information or content you provide to us through our website or services remains your property, subject to the following terms.

By submitting content, you grant us a limited licence to use it for the purpose of providing our services

You are solely responsible for the accuracy and legality of any content you provide

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy to understand how we handle your personal information

Service Disclaimers

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

We do not warrant that our service will be uninterrupted, error-free, or meet your specific requirements

We reserve the right to modify, suspend, or discontinue our service at any time without notice

Limitation of Liability

To the maximum extent permitted by law, nexarolthio shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service.

Our total liability for any claim shall not exceed the amount you paid for our services in the 12 months preceding the claim

Indemnification

You agree to indemnify and hold harmless nexarolthio from any claims, damages, or expenses arising from your use of our service or violation of these terms.

Termination

Either party may terminate the service relationship at any time with reasonable notice. We reserve the right to terminate accounts that violate these terms.

Upon termination, your right to use our service ceases immediately, and we may delete your account information

Dispute Resolution

We encourage resolving disputes through direct communication. If this is not possible, the following procedures apply.

Arbitration

Disputes that cannot be resolved directly may be subject to binding arbitration in accordance with Australian arbitration rules

Arbitration proceedings will be conducted in English and take place in Melbourne, Victoria

EU Online Dispute Resolution

EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes

ODR Platform: European Commission ODR Platform

Governing Law

These terms are governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.

Australian courts have exclusive jurisdiction over any disputes arising from these terms or our services

Changes to Terms

We reserve the right to modify these terms at any time. Material changes will be communicated through our website or by email.

Continued use of our service after changes constitutes acceptance of the modified terms

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and nexarolthio regarding use of our service.

Contact Information

Questions about these Terms and Conditions can be directed to contact@nexarolthio.com or +61 843-161-606.

Email: contact@nexarolthio.com

Phone: +61 843-161-606

Address: 125 Collins Street, Melbourne, Victoria